When women feel confident about their finances, something remarkable happens: doors open. Having control over money doesn’t just mean paying the bills on time or watching an account balance grow — it means having the freedom to make choices that align with your life, your values, and your dreams.

Financial confidence creates space to say yes to new expansive opportunities and no to obligations that no longer serve you. It means being able to walk away from an unhealthy relationship, take a career risk, or fund a cause that lights you up. It allows you to plan for the future without fear and to enjoy the present without guilt.

At its core, money is a tool — and when women feel empowered in using that tool, they gain more than financial security. They gain options, autonomy, and the ability to shape the life they want to live.

The Income-Related Monthly Adjustment Amount, or IRMAA is an additional premium that higher-income retirees must pay for their Medicare Part B and Part D coverage. It’s based on your income and applies to individuals or couples whose income exceeds certain thresholds. Essentially, the more you earn, the more you may pay for Medicare premiums, which includes both medical insurance (Part B) and prescription drug coverage (Part D).